Affordable Infinity Health Insurance Care Company
Elias Maseko
Locating affordable health care for Americans is not as easy as it used to be. Many companies are now increasing the charges, for providing this service to their workers or cutting back on the level of cover. How do I know this, well because I am one of those people affected and despite a very good job, before 2006, the health care package at work was first rate. Suddenly, my employer announced it was getting too expensive and was switching health care providers.
To make the system fair to everyone, the health care provider would need to change. I am told that the new insurance package is still very good and I'm lucky to have it. I don't mind other workers benefiting but it costs me more now, almost twice as much more to have my family covered in the plan. This means, that for my company to provide a health plan to all of the employees, it is no longer affordable for us.
My health care may still be very good despite the fact that the old company was much better than this new one. An affordable health care provider may have been the excuse for the change but the only result some of us have seen is higher out of pocket expenses and co-pays, not to mention reduced paychecks.
I am sure of this because just over 2 years ago when I had my little boy, the stay in hospital was completely covered by my insurance policy. Working out that same stay with the new plan would mean approximately 4,000 dollars would have to be paid by me.
You also have to bear in mind that this additional expense is just the hospital bill and doesn't include the additional work fees I must now pay. The availability of affordable health care plans is on the increase which should help those less fortunate. Those less fortunate can now get free health care more readily and workers without health care are able to join special schemes. Although these programs are a good idea for those less fortunate there are always people who want to abuse the system.
Perhaps some form of means testing is needed for people so that only genuine cases have the benefit of affordable health care. I get annoyed because it's the upright taxpayer who has to finance these schemes for the needy and not the state. It is true to say that my employer is very happy because he found distinct benefits to finding a different health plan program. Less take home pay was the result of my company's health provider switch with many of its workforce the ones seeing less money to take home for their families. In the long term we really need to do something in America to help those in need find affordable health care.
About the Author:
|
